01 - Place shredded coconut in a dry skillet over medium heat and stir frequently for 3 to 5 minutes until lightly golden and fragrant. Transfer to a plate and allow to cool.
02 - Core apples and slice them into 1/4-inch thick rounds. Arrange apple rings on a parchment-lined tray.
03 - For caramel candies, combine with 1 tablespoon water in a microwave-safe bowl and microwave in 20-second intervals, stirring until smooth. If using caramel dip, warm slightly for easier spreading.
04 - Use a small spoon or offset spatula to apply a thin, even layer of warm caramel to each apple slice.
05 - Generously sprinkle toasted coconut over the caramel-coated apple slices, pressing gently to adhere.
06 - Melt chocolate chips with coconut oil, if using, in a microwave-safe bowl in 20-second bursts, stirring after each, until fully smooth.
07 - Using a fork or piping bag, drizzle melted chocolate generously over the coconut-topped apple slices.
08 - Sprinkle with flaky sea salt, if desired. Let chocolate and caramel set for 5 minutes before serving.